Terms of Service

Terms of Use: www.StartBalancing.com, Trademarks of Start Balancing, and the actual book, downloads, and content used. 

Welcome to Start Balancing. www.StartBalancing.com is an online store that allows you to purchase products. Start Balancing is the common name used herein to refer to the Georgia Corporation known and owned by Kristy Dickerson & Company LLC and governs the actual book, content, and anything hereafter. 

The following are the Terms of Use (“Terms”) that govern the use of www.StartBalancing.com (hereinafter referred to as the “Site” or “book”). When the term “Site” is used we are referring to all areas of the website known as www.StartBalancing.com. This shall include, but not be limited to, all areas of the Site that involve the purchasing of products, the explanation and details about products, any newsletter or information voluntarily provided by Start Balancing, and any areas of the Site that allow you to input information regarding yourself. “Book” refers to all terms and trademarks with Start Balancing and all content and design used through the actual book and the site. By using or visiting the Site, you expressly agree to be bound by these Terms and to follow these Terms and all applicable laws and regulations governing the Site and the book. Start Balancing (hereinafter referred to as “SB” or “we”) reserve the right to change these Terms, and any other policies, terms, rules, regulations, and guidelines at any time, effective immediately upon posting on the Site. Please check this page of the Site periodically.


“Start Balancing” or “SB” refer to Kristy Dickerson & Company LLC. “StartBalancing.com” or “the Site” refer to Start Balancing’s website, located at http://StartBalancing.com/. “Book” refers to the physical, digital ebook, and/or audio version created by Start Balancing.

Permitted Use

You agree that you are only authorized to visit, view, and retain a copy of pages of this Site and book for your own personal use, and you agree not to duplicate, download, publish, modify or otherwise distribute the material on this Site or the Book for any purpose other than to review information and or purchase for personal use unless otherwise specifically authorized by SB to do so.

Return Policy

New and unopened merchandise may be returned within 7 days of receipt for an exchange or refund of the merchandise cost only (we are unable to reimburse shipping costs). Items must be returned in unused/unmarked/sellable condition. Items sold as a prepackaged bundle or with any accessory must be returned with all components in unused/unmarked/sellable condition.

If you have any problems with shipping or product defects, please email a picture to hello@kristydickerson.com within 7 days of receiving your order and we can get an exchange processed for you!

Any return that does not comply with the above policy may be rejected at our discretion.

Shipping Policy

Any failure to provide incomplete or wrong addresses will result in items being returned to Start Balancing's shipping department. It will be up to the customer to pay to reship the item to the corrected address. Please ensure shipping information is correctly entered. 

Book Purchase Policy

The sale or purchase of the Book on Start Balancing or in person, or other products listed on Start Balancing or a third party, may be regulated by certain national, state/province, county and city laws or regulations. You acknowledge that complying with laws is your responsibility, AND YOU AGREE NOT TO HOLD SB LIABLE FOR YOUR FAILURE TO COMPLY WITH ANY LAW OR SB’S FAILURE TO NOTIFY YOU OF, OR PROPERLY APPLY, ANY LAW. SB WILL COMPLY WITH LAW ENFORCEMENT AND MAY PROVIDE THEM WITH ALL INFORMATION YOU SUBMIT TO US TO ASSIST IN ANY INVESTIGATION OR PROSECUTION THEY MAY CONDUCT. You may be asked to provide information during various processes that you engage in on the Site. You represent and warrant that all information you provide, including but not limited to all information concerning your name, address, credit card number, and other identifying information of any nature will be true, complete, and correct. You agree that you will only use credit cards belonging to you or agents who have expressly authorized such use, for the purpose of purchasing the Book or products through SB.

Suspected Violation of these Terms of Use or Law; Injunctive, Equitable Relief, and Liquidated Damages. Violations of these Terms of Use, including Unauthorized Use of the Book, Copyright violations, copying, sharing, may be investigated and appropriate legal action may be taken, including without limitation civil, criminal and injunctive redress. If we are unable to verify or authenticate any information that you provide during ordering, purchase, payment or remittance process, or any other process, or if we are no longer able to verify or authorize your credit card or bank account information, your order may be cancelled, we may refuse to honor all pending and future purchases made on such credit card accounts and/or on any online accounts associated with such credit card accounts, and you may be prohibited from using the Site. We believe that your privacy and the privacy of all our users is important. These Terms are subject to the Privacy Policy, which is hereby incorporated by reference. SB will not be responsible or otherwise liable for any use or disclosure of your contact information, or financial information, by a third party to whom SB is allowed to disclose your contact information under the Privacy Policy.

When you visit our website, you provide us with two types of information: personal information that identifies you (such as your name and email address) and non-personal information (such as your IP address and browser type) that does not identify you personally, but gives us information about your computer and about your activities on our site. This information includes your IP address, your browser type, the date and time you access the site, and the website that referred you to our site. We also collect and store information from your computer using “cookies.” A cookie is a small file stored on your computer that is tied to information about you. For example, when you sign in to your SB account, cookies will be used to save your email address and name so the next time you visit your Start Balancing account from the same computer we will “remember” your email address and name in order to make your experience faster and simpler. If you buy a product on our website, we will collect financial information from you (your credit card number and expiration date, billing address, info, etc.).

Privacy Policy

We know it is very important to protect the information you share with us. We take appropriate security measures to help safeguard this information from unauthorized access and disclosure. For example, only authorized employees are permitted to access your personal information, and they may do so only for limited reasons.  We also encrypt credit card numbers and use a third party company that is PCI compliant and other sensitive information before it is sent from your computer to ours. We also use firewalls to help prevent unauthorized access to your personal information.

You should feel confident using our website. However, no system can be completely secure. Although we take very significant steps to secure your information, there is always a chance that your information will not always remain secure, and you should always take great care in handling and disclosing your personal information. For example, avoid sending personal information through insecure email. Please refer to the Federal Trade Commission’s website at http://www.ftc.gov/bcp/menus/consumer/data.shtm for information about how to protect yourself against identity theft.

How we use your information. In general, we may use information that we collect about you in the following ways:

  • to process payment for items located in the store
  • to manage your account and provide you with customer service;
  • to enforce our terms and conditions;
  • to protect against or identify fraudulent transactions;
  • to generally manage our business

When you provide personal information through our website, the information may be sent to servers located in the United States and other countries around the world.

Sharing your information: We won’t share your personal information with anyone except for the situations listed below or unless we specifically inform you and give you an opportunity to opt out of our sharing your personal information. We may share your personal information with:

  • Authorized service providers. Our authorized service providers are companies that perform certain services on our behalf. These services may include fulfilling orders, processing credit card payments, providing customer service and marketing assistance, performing business and sales analyses, supporting our website functionality, and other features we offer. These service providers may have access to your personal information to the extent necessary to perform their functions, but we do not allow them to share or use any of your personal information for any other purpose.
  • Other Situations. We also may disclose your information:
    • In response to a subpoena or similar investigative demand, a court order, or a request for cooperation from a law enforcement or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. In such cases, we may raise or waive any legal objection or right available to us.
  • In connection with a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, or asset sale, or in the unlikely event of bankruptcy.

We may share your non-personal information in any of the above circumstances. Also, we may share aggregated non-personal information with third parties, including advisors, advertisers and investors, for general business analysis purposes. For example, we may provide our partners with the number of visitors to our website and the most popular features or services accessed. This information does not contain any personal information. It may be used to develop and deliver targeted advertising on our website and on websites of third parties. Third-party websites. Third parties have their own privacy policies that govern their use of your information. There are a number of places on our website where you may click on a link to access other websites that don’t operate under this Privacy Policy. Those policies will govern the use, handling and disclosure of your personal information once you or we have shared it with those third parties. If you want to learn more about other entities’ privacy practices, please review the websites of those third parties. Privacy policies are typically located at the bottom of the webpage you are visiting. If you have any questions about how a third party handles personal information, please contact that third party directly.

Your choices about your personal information: At any time, you can choose to no longer receive promotional emails from us, you can opt out of receiving such messages in the future by clicking on the link at the bottom of the email that says “unsubscribe”.

Even if you have unsubscribed from receiving promotional emails from us, we may send you other types of important e-mail communications without offering you the opportunity to opt out of receiving them. These may include customer service announcements, administrative notices and surveys.

Mail can be sent to: 5910 Shiloh Road East, Suite 111 Alpharetta GA 30005

DMCA Notices

It is SB’s policy to respond to notices of alleged infringement that comply with the Digital Millennium Copyright Act, (“DMCA”) 17 U.S.C. §512. Copyright infringing materials found on the Site can be identified and removed pursuant to SB’s compliance process. You agree to comply with that process in the event you are involved in any claim of copyright infringement to which the DMCA may be applicable. For more information on this subject, please see SB's DMCA Notice Guidelines. SB reserves the right to terminate without notice any user’s access to the Site if the user is determined to be a “repeat infringer.” A repeat infringer is a user who has been notified by SB of infringing activity violations more than once and/or has had User Content removed from the Site more than once. 

License Terms

You have a non-exclusive, limited, revocable license to visit and use the Site and Book while you are in compliance with the Terms of Use and all other conditions policies, guidelines, and limitations described for use of the Site and Book. Nothing in this license, or in the Site, or Book, shall be construed as granting you any other rights or privileges of any kind with respect to the Site or any content on the site.

Release, Waiver And Limitation on Liability

As a condition of access to the Site, you fully waive and release Start Balancing and Kristy Dickerson & Company partners, affiliates, directors, officers, parents, subsidiaries, employees, agents, suppliers, licensees, and distributors from any and all claims, demands and damages of every kind and nature, whether known or unknown, suspected or unsuspected, disclosed or undisclosed, arising out of or in any way connected with your use of the Site or planner. 



Any dispute will be governed by the laws of the State of Georgia without regard to its conflict of law provisions and you consent to personal jurisdiction, and agree to bring all actions, exclusively in a state court located in Forsyth County, Georgia, or a federal court located in the Northern District of Georgia.


Execution by Action: This agreement shall be deemed to be accepted by any User of the Site when that User makes or takes any action that shows that the User voluntarily accepts the terms and agreements expressed herein and with all other of Start Balancing's published policies, terms, rules, regulations, and guidelines. 

Controlling Law: This agreement will be construed under, governed by and enforced in accordance with the laws of the State of Georgia.

Severability: All agreements and covenants contained in this agreement are severable. In the event any agreement or covenant is held to be invalid by any court, this agreement will be interpreted as if such invalid agreement or covenant were not contained herein.

Time of Essence: Time is important to parties in the performance of this agreement, and both parties have agreed that strict compliance is required as to any date set out in this agreement.

Contact Us

If you have any questions about these Terms, please contact us by e-mail at: hello@kristydickerson.com